Jullian Duran, CEO of Lever, recently joined the Clear Crypto Podcast to shed light on a concept that could redefine financial freedom. Speaking on July 4, 2025, Duran discussed how leveraging Bitcoin as collateral—without liquidating holdings—offers a novel route to economic empowerment. This approach is gaining traction as more individuals seek to maximize their crypto assets in a volatile market.
Bitcoin as Collateral: A New Frontier
The idea of using Bitcoin as collateral isn’t entirely new, but its potential to unlock real-world freedom is capturing fresh attention. “Bitcoin’s intrinsic value isn’t just in its market price,” Duran emphasized, “but in its ability to serve as a financial backbone without letting go of it.” By tapping into the value of their Bitcoin, holders can access liquidity without sacrificing long-term gains, effectively turning their digital assets into working capital. This strategy mirrors recent developments where Crypto Market Maker Wintermute Snags Bitcoin Credit Line From Cantor Fitzgerald, showcasing the growing acceptance of Bitcoin in traditional financial systems.
This strategy comes at a crucial time. Over the past year, Bitcoin’s price has oscillated dramatically, prompting investors to reassess their strategies. As Duran noted, “In an era where cash flow is king, leveraging Bitcoin gives people the flexibility they need without parting with their investments.” This sentiment resonates particularly in 2025, a year marked by economic uncertainty and the continuous evolution of cryptocurrency markets.
The Mechanics and Market Impact
How does it work? Essentially, Bitcoin holders can use their assets as collateral to secure loans, often through platforms that specialize in crypto lending. These platforms evaluate the Bitcoin’s value and offer loans accordingly. This arrangement is not without risk—market volatility can trigger margin calls, compelling borrowers to add more collateral or risk liquidation. This was evident during the Largest Bitcoin Leverage Unwind in Nearly a Year Triggered by Iran-Israel Tensions, highlighting the potential pitfalls of such financial maneuvers.
Yet, for many, the benefits outweigh the risks. According to Duran, “This method provides a buffer against market swings while keeping your Bitcoin intact. It’s about maintaining your position for the long haul.” The approach also has broader implications for the crypto ecosystem. By keeping Bitcoin in circulation rather than liquidating it, users contribute to market stability—a factor that financial analysts are increasingly recognizing.
Navigating the Risks
Of course, the strategy isn’t foolproof. The crypto market’s inherent volatility means that collateral values can plummet, leading to potential liquidation. Industry experts caution that while leveraging can amplify gains, it can also magnify losses. “Borrowers need to be acutely aware of market conditions,” Duran warned. “It’s about playing the long game but with eyes wide open.”
The regulatory landscape adds another layer of complexity. As governments worldwide grapple with the implications of digital currencies, policy changes could influence lending practices and collateral requirements. This uncertainty raises questions about the sustainability of such financial strategies in the long term.
A Look to the Future
As Bitcoin continues to establish itself as a mainstream financial instrument, its role as collateral could become more pronounced. The strategy holds promise for those seeking alternative avenues to financial independence without relinquishing their crypto assets. However, the road ahead is fraught with challenges—market volatility, regulatory shifts, and the need for informed decision-making.
In the meantime, analysts and crypto enthusiasts alike will be watching closely. The notion of leveraging Bitcoin without letting go captures the imagination but also demands careful consideration. As the crypto landscape evolves, the community remains hopeful yet cautious, eager to see how these financial innovations unfold in the coming months.
Source
This article is based on: Leverage without letting go: How Bitcoin can unlock real-world freedom
Further Reading
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Steve Gregory is a lawyer in the United States who specializes in licensing for cryptocurrency companies and products. Steve began his career as an attorney in 2015 but made the switch to working in cryptocurrency full time shortly after joining the original team at Gemini Trust Company, an early cryptocurrency exchange based in New York City. Steve then joined CEX.io and was able to launch their regulated US-based cryptocurrency. Steve then went on to become the CEO at currency.com when he ran for four years and was able to lead currency.com to being fully acquired in 2025.
